Insurance ArticlesHere
are the articles that you are expected to understand the ins and outs
of insurance, from insurance products, through the explanation of
insurance terms.
Hazard and Risk
Every human action may pose a risk. This risk depends on a variety / activities actions a person does. In
terms of insurance, the risk is likely to be experienced by a person
losses caused by hazards that may occur but it is not known when it
happened and what will happen.
Customers expect a premium service rather than low
It
has now been established as many as 172 insurance companies, consisting
of 107 general insurance companies, 4 companies re-insurance and 61
life insurance companies.
Deal with risk through insurance
The risk is not just happening on the investment. View floods now, making many people miserable, from the loss of property and even lives. What can I say, floods have occurred anyway. However, the risks include the risk of flooding - not unusual tricked. At least, that risk can be transferred to other parties. Do
not be surprised if there are some circles that despite the loss of
property, ranging from cars to home furnishings, seemed calm. Among these risks may have been moved to the insurance company. So, the insurance companies who will bear the risks experienced by this community.
Definition and benefits of car insurance
When we think about insurance, the first thought is free from financial losses due to unexpected accidents coming. Since the purpose of insurance is basically to reduce the uncertainty of the possibility of unexpected losses. In
general, insurance is defined as an agreement where a person makes a
bond with an insured to receive a premium to provide reimbursement to
him for any loss, damage, or loss which may be suffered due to
unexpected events.
Takaful
In
Arabic is called At-ta'min insurance, where the insurer is called
mu'ammin while the insured is called mu'ammin lahu or musta'min,
At-ta'min means giving perlindunngan, tranquility, security and freedom
from fear.
National Assembly Sharia Council of Ulama Indonesia (DSN-MUI) in his fatwa No.. 21/DSN-MUI/X/2001
On Takaful General Guidelines provide definitions "Takaful (ta'min,
Takaful, Tadhamun) is an attempt to protect each other and mutual
assistance among a number of people / parties through investment in
assets and or tabarru the giving patterns return to face certain risks through contract (engagement) in accordance with sharia.
Tidak ada komentar:
Posting Komentar